# Centamo

> Centamo is an offline budgeting app for iPhone by Dennis Donner. No account, no bank connection, no cloud.

## Verified capabilities

- Records income, expenses and transfers across accounts, with categories, tags, notes and booking templates.
- Shows what is free until payday or month end, after planned fixed costs, with an amount per day.
- Budgets per category, category group, tag, account or in total; savings goals, fixed costs, contracts and subscriptions with notice dates.
- Debts and loans, and household members to split shared costs with.
- Receipt scanning: on-device text recognition (Apple Vision) suggests amount, date and merchant; receipts are stored encrypted.
- Reports for chosen periods, exportable as CSV or PDF; CSV export of bookings.
- Encrypted backups protected by a password; restore replaces all data on the device.
- Home Screen and Lock Screen widgets; amounts are hidden by default.
- Optional app lock with Face ID or the device passcode, and neutral local reminders.
- Data is stored only on the iPhone in an encrypted SQLCipher database. No analytics, no tracking, no ads, no network connections.

Centamo is not financial, tax or legal advice. Screenshots contain example data. The App Store listing is not yet published.

## Official pages

- [English](https://centamo.donner.io/): Product overview and app screenshots.
- [Deutsch](https://centamo.donner.io/de/): Deutsche Produktübersicht und App-Ansichten.
- [Support](https://centamo.donner.io/support/): FAQ and contact.
- [Support (DE)](https://centamo.donner.io/de/support/): Häufige Fragen und Kontakt.
- [Privacy Policy](https://centamo.donner.io/privacy/): Data handling in the app and on this website.
- [Datenschutzerklärung](https://centamo.donner.io/de/privacy/): Datenverarbeitung in App und Website.
- [Terms of Use](https://centamo.donner.io/terms/): Terms for the app and this website.
- [Nutzungsbedingungen](https://centamo.donner.io/de/terms/): Bedingungen für App und Website.
- [Imprint](https://centamo.donner.io/impressum/): Provider and contact.
- [Impressum](https://centamo.donner.io/de/impressum/): Anbieter und Kontakt.

## Contact

Dennis Donner — app-support@donner.io